Our group, who is working well together I might add, are doing our research project on student debt. This maybe different than anyone else reading this, and that is one thing I really like about this class. We have been given a good parameters and the freedom to choose what we want our topic to … Continue reading Sneak peak →
Our group, who is working well together I might add, are doing our research project on student debt. This maybe different than anyone else reading this, and that is one thing I really like about this class. We have been given a good parameters and the freedom to choose what we want our topic to be on, choices that a lot of teachers don’t give. I feel our team really has it together, we each bring something to the table, with different views, and each responsible for their work. So good job guys. Below will be some of our work showcasing our method of research and communication with one another.
I hope this helps anyone in our class who reads these maybe it helps you or your group and maybe we will learn from you as well.
English 209 Corey, Brandon, Brittany
Research Exercise 1
Search strings generated by our group on accumulated student debt?
- Average student debt after obtaining bachelors degree
- Average cost of tuition for bachelor’s degree
- Debt/income ratio after bachelor’s degree
- Average salaries 5 years after graduation
- Average salaries 10 years after graduation
- Average time to pay off student debt.
NOTE: I’m just picking a random general topic to use as an example for class. Can be changed if you guys like. – Brandon
NOTE: This sounds good to me. What or where is our target group? Should we go as wide as the Average of the United States, or narrow like the Average in Hawaii, California, and New York? – Corey
Let’s use both local and national search strings. That way, we can see if the info we can find for Hawaii is enough for a whole report. If not, we can use the results from the national ones.
Brandon
NOTE: I am lost in the sauce… But I do like all the search strings above. Sorry I haven’t kept up with this. I will do better! & work with you guys tomorrow
NOTE: Not sure if you guys will see this in time, but don’t we need an EBSCO search by Wednesday also?
- Average student debt after obtaining bachelors degree
Google search:
https://www.google.com/search?source=hp&q=Average+student+debt+after+obtaining+bachelors+degree&oq=Average+student+debt+after+obtaining+bachelors+degree&gs_l=psy-ab.3…987.987.0.1090.3.2.0.0.0.0.93.93.1.1.0….0…1.1.64.psy-ab..2.0.0.0.D1fp4jsQEZw
I/We believed that this search result would narrow down our original broad idea of researching student debt to a more digestible and relatable sources. What we noticed, however, is that the results from Google are mostly secondary sources that restate statistics (sometimes without providing their source) without any further information. Also, some websites are requiring payment or a login in order to view the full article. On the plus side, there are some websites listed that provide accurate data and sources; it requires a little scrolling.
- Average cost of tuition for bachelor’s degree
Via Google:
https://www.google.com/search?q=average+cost+of+tuition+for+a+bachelor%27s+degree&oq=average+cost+of+tuition+for+a+bachelor%27s+degree&gs_l=psy-ab.12…0.0.0.50123.0.0.0.0.0.0.0.0..0.0….0…1..64.psy-ab..0.0.0.7muHgOpgQSE
I/We felt this search would be broad, as expected. Upon the search, google brought up sites that were general and majority were organization based. Quite a few of these were not current and dated back to 2012-2013, or were from magazines such as forbes. Hence, I am not certain these would be reliable. One good result I noticed was “fast facts” from https://nces.ed.gov/fastfacts/display.asp?id=76 that covers practically all areas that contribute to the determination of average cost of tuition for a bachelor’s degree through statistics, and seems current.
- Debt/income ratio after bachelor’s degree
Google search:
https://www.google.com/search?q=Debt%2Fincome+ratio+after+bachelor%27s+degree&oq=Debt%2Fincome+ratio+after+bachelor%27s+degree&gs_l=psy-ab.3…1705.1851.0.1989.2.2.0.0.0.0.100.100.0j1.1.0….0…1.1.64.psy-ab..1.0.0.0.NnMQHtc6088
I/We found that the results of this search are laden with spam websites. Most of the results include financial planning websites as well as websites stating which degrees are the highest paying after college. After viewing the results, we believe that further specification is needed in the results, or we need to use a different search engine such as EBSCO to view peer reviewed documents or other scholarly resources.
- Average salaries 5 years after graduation
https://www.google.com/search?ei=czK3Wf-cFc-MjwPK9bJo&q=average+salary+5+years+after+graduation&oq=average+salary+5+years+after+&gs_l=mobile-gws-serp.1.2.0l2j0i20k1j0i22i30k1l2.1616631.1659760.0.1660824.62.45.17.4.4.0.467.8068.1j36j5j1j1.44.0..2..0…1.1j4.64.mobile-gws-serp..2.60.7639.3..35i39k1j0i67k1j0i131k1j35i39i70k1j0i10k1j0i13k1j0i13i30k1j0i8i13i30k1.hNBlCfR6HVs
I/We used this string to find a base search on the data we needed. The first search showed a rise in salary of students after they leave college with their bachelor’s degree. A few of the searches yielded data of too narrow of number of bachelor’s programs (10) in total. We are looking for more of an average that has a wider coverage
- Average salaries 10 years after graduation
https://www.google.com/search?ei=3La4WYWMA8aV0gKonq2YCQ&q=average+salary+10+years+after+graduation&oq=average+salary+10+years+after+graduation&gs_l=mobile-gws-serp.3..0j0i8i30k1.2977.7414.0.9721.6.6.0.0.0.0.199.728.0j4.4.0….0…1.1j4.64.mobile-gws-serp..2.4.724…0i7i30k1j0i8i7i30k1.rCpDlUN2LUo
I/We found on this search, that the top 3 slots were all from Business Insider. They were as we found on the previous search, that the scope of the data was just too narrow for our group’s direction. Followed by salary calculators and sites that tell you who makes more money than you. We will need to adjust or fine tune our searches to find the most accurate data for our project.
- Average time to pay off student debt.
https://www.google.com/search?q=average+time+to+pay+off+student+debt&oq=average+time+to+pay+off+student+debt&gs_l=psy-ab.12…0.0.1.141.0.0.0.0.0.0.0.0..0.0….0…1..64.psy-ab..0.0.0.qah8ZDO51Ug
I/We used this string to get an idea of the average debt pay off. To our surprise as we began scrolling, there seemed to be a lot of perceivably valuable sites to get current, thorough information for the topic. Generally, there were some spam sites and “news” sites, but there were government based sites that I tend to learn more too as they seem reliable and viable. After reviewing sites, we feel as if something more narrow via EBSCO would serve better.
Research exercise 2
Brandon
1) I believe that the most important topic for our research is student debt. The overall aspects of our research is to determine how much accumulated debt the average student has upon graduating from a four-year college. The reason that this is the most important is because debt sometimes isn’t considered when students select a degree or university they want to attend. For some, money isn’t an issue but to most, it is. I hope that the outcome of our research paper will demonstrate the effects of long-term student loan debt on graduate and non graduates adult lives. By establishing the negative aspects of long-term debt, we will also demonstrate the value of scholarships, grants and other various subsidies available to students.
2) Some follow-up research options that we have are to use EBSCO for peer-reviewed articles or academic journals, use Google’s advanced search to specifically look for data from governmental agencies or for PDF’s, search Sallie Mae for state-by-state data and possibly contact Steven in the financial aid department to see if he has information.
Brittany:
- I feel that the most important topic for our research is also student debt. To be more specific, the amount and amount of time it would take to pay off such debt. As Brandon had mentioned, often times students do not take into account the amount of debt they will possibly be racking up when they choose a degree and university. I’ve taken notice to others who have signed up for college and didn’t realize exactly what they were getting into, and struggled. I know this can cause a strain on well-being, and that is very important in and of itself. I hope our paper will bring even more attention to student’s careful choices.
- Some options for follow-up research on this topic would be EBSCO, government based websites, and student loan websites. All of these could provide much more accuracy and reliability on the topic.
Corey:
- Our group focus is student debt, I believe the most important role in this is how the students get into that debt. Ranging from the outrageous prices of classes, housing and books, classes being too hard for some, lack of income as well as lack of aid or funding, lack of motivation. It is my hope that this paper will present positive message and clear guide to avoid student debt. Even if that is not the case, I believe that with accurate data and our direction the research will show the rising cost and expectations of the new work world is rising beyond its capabilities, just my thought though.
- We could as a follow up on our research data, ask or seek out the answer to when college will be or no longer be a benefit for those not seeking x careers. When will the debt ceiling out weight that of not going to college.